Resources
Learn the non-conforming basics
Plain-English guides for borrowers outside the standard bank box. General information only — not financial or credit advice.
Home Loans After Bad Credit or Defaults
A patchy credit history doesn't automatically rule you out. Here's how specialist lenders generally look at defaults, missed payments, and credit scores.
Read guide →Home Loans for the Self-Employed
Less than two years of tax returns? Here's how alt-doc and specialist lenders generally verify self-employed income.
Read guide →Home Loans for FIFO Workers
Roster income, allowances, and overtime are assessed differently by different lenders. Here's how FIFO income is generally treated.
Read guide →Low Doc Home Loans Explained
Low doc loans use alternative income evidence instead of full financials. Here's how they generally work and who they suit.
Read guide →These guides provide general information only and do not constitute financial or credit advice. gosearch.loans does not hold an Australian Credit Licence. Always confirm details with the lender or a licensed credit professional.